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Ocean, Lakes, and Pools, Oh My! Tips for a Safe Summer Around Water

There’s nothing like cooling off with a swim on a hot summer day. But whether you’re headed to the backyard pool, a quiet lake, or the open ocean, safety should always come first.

As it turns out, drowning is one of the leading causes of accidental death for children, and even confident adult swimmers can find themselves in dangerous situations. According to the CDC, about 4,000 fatal unintentional drownings occur in the U.S. each year. This averages to approximately 11 deaths per day.

Here’s what you need to know to help keep your summer safe and fun.

Pool Safety Tips (Especially for Homeowners)

Swimming pools can be a backyard oasis, but they also come with real responsibilities, especially if you’re the homeowner.

Safety Tips:

  • Install a four-sided fence with a self-latching gate.
  • Keep rescue equipment (like a life ring or pole) nearby.
  • Enroll kids in swim lessons (and CPR training for adults is a plus).
  • Always supervise children; never rely solely on floaties or pool toys.
  • Establish pool rules; no running, diving in shallow water, or swimming alone.

For Pool Owners:

If you own a pool, you could be held liable for accidents that occur, even if the person wasn’t invited to swim. Make sure your homeowners insurance policy includes sufficient liability coverage. You may want to add an umbrella policy for extra protection. It's not just about insurance; it’s about responsibility.

Lake Swimming Safety Tips

Lakes may seem calm, but they have their hidden dangers.

Safety Tips:

  • Be alert for boats or jet skis in the area.
  • Don’t dive unless you’ve checked the water depth.
  • Wear water shoes to protect against glass, rocks, or debris.
  • Watch for uneven bottoms, sharp rocks, or sudden drop-offs.
  • Always swim with a buddy and stay within designated swim areas.

Even experienced swimmers can misjudge distance or water depth, so err on the side of caution.

Ocean Swimming Safety Tips

The ocean’s power is undeniably beautiful, but also unpredictable.

Safety Tips:

  • Swim only at lifeguarded beaches.
  • Don’t underestimate waves or currents, even in shallow water.
  • Heed warnings about jellyfish, bacteria, sea lice, or other hazards.
  • Avoid swimming after eating a big meal or under the influence of alcohol.
  • Learn to spot rip currents and know how to escape one (swim parallel to shore).

Stay Safe, Stay Cool

No matter where you’re swimming this summer, the key to safety is awareness and preparation. Always supervise children, respect natural elements, and know your limits in the water. And if you’re a pool owner, take extra precautions to protect yourself, your family, and guests.

By following a few smart precautions, your summer memories will be made in the sun, not in the emergency room.

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